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THINGS TO KEEP IN MIND BEFORE INVESTING IN PROPERTY THIS FESTIVE SEASON

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It’s that time of the year which is considered to be the most auspicious when it comes to investing in real estate. There is no second thought that capitalizing in a new home is considered to be a lifetime investment amongst the Indian community. Our country is majorly influenced by cultural traditions and rituals which have a vast impact on the buyer’s property buying perception. The month of October marks the beginning of the festive period every year and is considered to be the best time for real estate investments due to the auspiciousness and prosperity that festivals bring in. During this time, it is the right time to purchase a home due to the fact that prices are very attractive  coupled with various other benefits offered to buyers that encompass festive concessions or gifts, subvention schemes, exemption on registration fees, stamp duty or GST , lower down payments, to name a few . The offers, campaigns and grants by the developers for the potential homebuyers trigger the demand for housing even more. Probable buyers should make note that the different projects differentiate in term of festive offers due to the location, ticket size, and specialization of the property. Properties located in areas witnessing a steady growth or are emerging will be giving more attractive offers to the buyers than one in developed areas. There are times that even banks and other financial institutions provide festive benefits in the form of lower rate of interest for home loans and flexible payment schemes in order to further streamline or ease buyer’s purchase experience. Although all the above mentioned festive advantages may attract buyers towards participating in property purchase during the festive season, there are certain crucial factors that buyers should not overlook. Since property buying is an important decision, potential home buyers need to plan well in advance taking into consideration all vital factors. Below mentioned are some tips they can consider while purchasing a property during festivals.

  • Do proper research on the developer and property at least a month in advance in terms of brand name, check if the project is RERA registered, timely delivery of the project, history of the land on which the property is being built, tie-ups with financial intuitions for home loans etc
  • Ensure the project is in a good locality which has scope for future growth and developments in terms of infrastructure, recreation and connectivity to railway stations, metro stations, flyovers, and airports.
  • Evaluate various festive schemes and offer carefully paying attention to the terms and conditions of each offer
Only after all the aforesaid factors are taken into consideration, one must invest in a property so that one can avail all the benefits along with safeguarding their interest as homebuyers.

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