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Gujarat Urban Housing Inflation Down By 45%

<span style="font-weight: 400;"> In contrast to other inflation trends, all of which seem to be moving upwards, housing inflation in urban Gujarat has dropped from 5.3% (2018-19) to 2.9% in 2019-20. This year, it was the lowest since 2014-15.</span> <span style="font-weight: 400;">Data by the Res

BY Realty Plus
Published - Jan 5, 2021 4:58 AM

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 In contrast to other inflation trends, all of which seem to be moving upwards, housing inflation in urban Gujarat has dropped from 5.3% (2018-19) to 2.9% in 2019-20. This year, it was the lowest since 2014-15. Data by the Reserve Bank of India reveals that housing inflation had been increasing since 2015-16. It was 3.4% in 2015-16 and increased to 5.3% by 22018-19. Stabilization of prices of units and demand for housing has reined in the inflation. While the housing inflation in Gujarat is the same as that of Delhi, only Lakshadweep, Sikkim, Goa, Chhattisgarh and Haryana had lower housing inflation. Ashish Patel, the president of Confederation of Real Estate Developers’ Associations of India (CREDAI) Gujarat chapter, said that the prices in the urban sector in Gujarat have remained stagnant for the last five years. “Since the demonetization the prices of land have remained unchanged and the state government increased the FSI, which led to more construction and the affordability increased in the state especially in urban areas.” Jaxay Shah, chairman CREDAI, national, said “Lifestyle in Gujarat has improved and the affordability has also increased for the people. Builders in Gujarat are working at minimum profitability, Moreover, the ecosystem in Gujarat is conducive. The state has taken several measures and was very active in clearing the town planning schemes. Urbanization in the state was over 50% and this was the reason that the affordability was also increasing in the state. Apart from the government measures the various infrastructure projects in the state have also contributed in this,” said Shah.  Ahmedabad city has been rated as India’s most affordable housing market in real estate consultant Knight Frank’s affordability index 2020. With an affordability ratio of 24%, Ahmedabad is the most affordable among the top eight cities in India. Ahmedabad is followed by followed by Pune and Chennai, each having affordability ratio of 26%. Even in the pandemic year of 2020, housing affordability has further improved. Decline in house prices and multi-decade low home loan interest rates have helped improve housing affordability in 2020.

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